Tap. Scan.
Rupto.
Pay any UPI QR with your USDT. Settled in rupees, by verified partners, in under four minutes.
Three steps.
One bridge.
Top up with USDT
Send USDT (Tron) to your unique address. Lands in roughly ninety seconds.
Scan any UPI QR
Swiggy, the kirana down the road, parking meters — anything that accepts UPI works.
Merchant receives INR
Matched partner pays the merchant directly. UTR is verified, escrow releases.
Everything you need
to actually use crypto.
Any QR. Any merchant.
Works with every UPI-accepting business in India. No special integration. No app on their end.
Locked for sixty seconds when you confirm. No hidden spread.
On-chain escrow
Funds held in smart escrow until UTR verifies. No partner can run.
Median 3.4 min
Scan to settled. Faster than your dosa arrives.
Pan-India
28 states. 8 union territories. 42 verified partners.
Flat 0.8%.
Nothing else.
One fee, baked into the rate you see. Compared to the 7%+ that traditional exchanges charge to off-ramp into INR.
Built for people who
actually spend crypto.
Escrow-protected
Your USDT is held safe in an on-chain escrow until the bank UTR is verified. No partner can run with your funds.
Wickedly fast
Median 3.4 minutes from scan to settled. The matching engine routes to partners who have rupees ready right now.
Transparent rate
Live USDT/INR rate, locked for sixty seconds at the moment you confirm. What you see is what the merchant gets.
They came for the
rate. Stayed for the speed.
“Paid for my Goa cab with USDT. Driver had no clue. That's the magic.”
“Salary in stablecoins, rent on UPI. Rupto closed the loop nobody else did.”
“The escrow is what sold me. I've been burned by P2P exchanges. Never here.”
“Sub-three-minute settlement on a 50k rent payment. Genuinely felt magic.”
“I deleted three off-ramp apps after I tried Rupto. The rate alone is worth it.”
“Paid for my Goa cab with USDT. Driver had no clue. That's the magic.”
“Salary in stablecoins, rent on UPI. Rupto closed the loop nobody else did.”
“The escrow is what sold me. I've been burned by P2P exchanges. Never here.”
“Sub-three-minute settlement on a 50k rent payment. Genuinely felt magic.”
“I deleted three off-ramp apps after I tried Rupto. The rate alone is worth it.”
Ready when
you are.
Wallet opens in sixty seconds. Your first payment is on us — a courtesy of the editorial board.
No card · No deposit · Cancel anytime