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The bridge between rupee and crypto

Tap. Scan.
Rupto.

Pay any UPI QR with your USDT. Settled in rupees over UPI via Cashfree, in under four minutes.

Median time
Payouts settled
0
Settled via
Cashfree
9:41●●●
Paying to
Local merchant
merchant@upi
Amount
2,500
27.96 USDT · @ ₹89.42
Rails
UPI · Cashfree
ETA
~ 2 min
Confirm payment
Built in Mumbai
AML screened
On-chain custody
TRC-20 USDT
Sub-4 min median
Built in Mumbai
AML screened
On-chain custody
TRC-20 USDT
Sub-4 min median
Built in Mumbai
AML screened
On-chain custody
TRC-20 USDT
Sub-4 min median
Live · last hour
₹620swiggy@axisbank·1.8min Mumbai
₹220thirdwave@hdfc·47sin Bengaluru
₹1,250blinkit@upi·2.1min Delhi
₹318uber@axis·1.4min Pune
₹540zomato@hdfc·2.6min Hyderabad
₹8901mg@icici·1.0min Chennai
₹2,100dineout@axis·3.2min Kolkata
₹150bookmyride@upi·55sin Goa
₹620swiggy@axisbank·1.8min Mumbai
₹220thirdwave@hdfc·47sin Bengaluru
₹1,250blinkit@upi·2.1min Delhi
₹318uber@axis·1.4min Pune
₹540zomato@hdfc·2.6min Hyderabad
₹8901mg@icici·1.0min Chennai
₹2,100dineout@axis·3.2min Kolkata
₹150bookmyride@upi·55sin Goa
₹150bookmyride@upi·55sin Goa
₹2,100dineout@axis·3.2min Kolkata
₹8901mg@icici·1.0min Chennai
₹540zomato@hdfc·2.6min Hyderabad
₹318uber@axis·1.4min Pune
₹1,250blinkit@upi·2.1min Delhi
₹220thirdwave@hdfc·47sin Bengaluru
₹620swiggy@axisbank·1.8min Mumbai
₹150bookmyride@upi·55sin Goa
₹2,100dineout@axis·3.2min Kolkata
₹8901mg@icici·1.0min Chennai
₹540zomato@hdfc·2.6min Hyderabad
₹318uber@axis·1.4min Pune
₹1,250blinkit@upi·2.1min Delhi
₹220thirdwave@hdfc·47sin Bengaluru
₹620swiggy@axisbank·1.8min Mumbai
The mechanism

Three steps.
One bridge.

01

Top up with USDT

Send USDT (Tron) to your unique address. Lands in roughly ninety seconds.

02

Scan any UPI QR

Swiggy, the kirana down the road, parking meters — anything that accepts UPI works.

03

Merchant receives INR

Cashfree settles INR over UPI to the merchant. UTR returns, the transaction is confirmed.

The toolkit

Everything you need
to actually use crypto.

Any QR. Any merchant.

Works with every UPI-accepting business in India. No special integration. No app on their end.

Live rate · USDT / INR

Locked for sixty seconds when you confirm. No hidden spread.

On-chain custody

Your USDT stays in your wallet until the moment you confirm the scan.

Median 3.4 min

Scan to settled. Faster than your dosa arrives.

Pan-India

28 states. 8 union territories. Any UPI ID works.

Pricing · honest

Flat 0.8%.
Nothing else.

One fee, baked into the rate you see. Compared to the 7%+ that traditional exchanges charge to off-ramp into INR.

Scenario
Exchange
Rupto
You keep
₹500 coffee run
₹38
₹4
₹34
₹2,500 dinner
₹190
₹20
₹170
₹10,000 rent
₹760
₹80
₹680
₹50,000 fees
₹3,800
₹400
₹3,400
The numbers above assume LocalBitcoins/exchange off-ramp at 7.6% effective.
Why Rupto

Built for people who
actually spend crypto.

Custodied carefully

Your USDT stays in your wallet until you confirm the scan. Treasury sweep is automatic and idempotent — funds are accounted for at every step.

Wickedly fast

Median 3.4 minutes from scan to settled. Cashfree pushes INR over UPI the moment your USDT clears confirmations.

Transparent rate

Live USDT/INR rate, locked for sixty seconds at the moment you confirm. What you see is what the merchant gets.

Real users · real receipts

They came for the
rate. Stayed for the speed.

Paid for my Goa cab with USDT. Driver had no clue. That's the magic.

Ananya R.
Freelance designer · Bengaluru

Salary in stablecoins, rent on UPI. Rupto closed the loop nobody else did.

Mihir S.
Remote engineer · Pune

The escrow is what sold me. I've been burned by P2P exchanges. Never here.

Kavya P.
Founder, on-chain analytics

Sub-three-minute settlement on a 50k rent payment. Genuinely felt magic.

Rohan D.
Product manager · Mumbai

I deleted three off-ramp apps after I tried Rupto. The rate alone is worth it.

Sneha M.
Crypto trader · Hyderabad

Paid for my Goa cab with USDT. Driver had no clue. That's the magic.

Ananya R.
Freelance designer · Bengaluru

Salary in stablecoins, rent on UPI. Rupto closed the loop nobody else did.

Mihir S.
Remote engineer · Pune

The escrow is what sold me. I've been burned by P2P exchanges. Never here.

Kavya P.
Founder, on-chain analytics

Sub-three-minute settlement on a 50k rent payment. Genuinely felt magic.

Rohan D.
Product manager · Mumbai

I deleted three off-ramp apps after I tried Rupto. The rate alone is worth it.

Sneha M.
Crypto trader · Hyderabad
Common questions

The boring
but important stuff.

Not here? Ask in our Discord or email contact@rupto.in — we read everything.

Ready when
you are.

Wallet opens in sixty seconds. Your first payment is on us — a courtesy of the editorial board.

No card · No deposit · Cancel anytime